The Truth
Current SME specialty models were built for a different era.
The amount of business placed through wholesale channels has grown to historic levels. Those channels have narrowed to a select group, amidst the era of aggregation. And those remaining players are constrained by traditional wholesale structures that were historically built specific to transacting E&S related risk. The end result is a wide array of varying risks compressed through a fragmented legacy model, which erodes outputs and creates friction across the core insurance relationships; the insured, the retail broker, and the underwriter.
The Opportunity
The SME market is evolving.
Insured needs continue to grow more complex. Retail brokers are deepening their expertise. Underwriters are advancing their capabilities. In a SME market where every core player is evolving, the distribution chain becomes stressed when an intermediary remains stagnant, and demand for a modern evolution across the collective creates the opportunity
The Solution
Introducing TRIOS Integrated Intermediary (ii) Model
TRIOS brings a more strategic and integrated specialty model to the center of the insurance relationships. Designed to move beyond traditional wholesale structures, TRIOS ii creates a more controlled, more comprehensive, and more tailored specialty experience for the core players: insured, retail broker, and underwriter
BENEFIT #1
Intentionally structured
A more disciplined specialty approach that eliminates fragmentation and generates a more efficient and effective experience.
BENEFIT #2
Bespoke over off-the-shelf
Solutions are curated to specific relationship needs—not simply what scales most easily.
BENEFIT #3
Expertise at Every Level
Specialty expertise stays close to the relationship—more accessible, more involved, and more meaningfully applied at every stage of the experience.
BENEFIT #4
Empowered by Collective Strength
TRIOS aggregates expertise, market access, and strategic resources in ways that strengthen the position and partnerships of insureds, brokers, and underwriters.
How It Works
The TRIOS ii Model Advantage
TRIOS is not just another market participant—it is improving how the key relationships between insureds, retail brokers, and underwriters work together through a more integrated and resilient specialty model.
Three steps to integrate
Assess
Evaluate risk profiles, market dynamics, and partner strategies through proprietary data, technology, and process.
Design
Curate a specialty solution tailored around the needs of the 3 Core Partners: insured, broker, and underwriter.
Execute
Deploy bespoke market solutions built to provide stronger outcomes across the relationship.
The exact structure may vary, but the objective remains the same: a more structured, more resilient, and more effective specialty experience.
Who We Serve
For those seeking a more partnered way to engage specialty
Insureds
Seeking more tailored, more resilient specialty outcomes
Retail Brokers
Seeking a stronger participation in how specialty is engaged, delivered, and leveraged
Underwriters
Seeking better-prepared opportunities and a more cohesive market relationship
Start the Conversation
See what a more integrated specialty model and experience could look like
TRIOS is designed to move beyond the limitations of traditional specialty structures and create a more integrated experience for the relationships at the heart of insurance. If that shift resonates, let’s talk.
CONTACT INFO
CALL US
+1 800-577-8144
EMAIL US
[email protected]
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